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numerous walks of life, in which it is of most importance,
to prudence, probity, and happiness. (a)

Note

(a) Frugality, itself a virtue, is an auxiliary to all the
other virtues:— to none more than to generosity, to which by
the unthinking it is so apt to be regarded as an adversary.
The sacrifice of the present to the future is the common basis
of all the virtues:— frugality is among the most difficult
and persevering exemplifications of that sacrifice.— Important
in all classes, it is more particularly so in those
which most abound in uncultivated minds. In these, to
promote frugality is to promote sobriety:— to curb that raging
vice, which in peaceful times outstrps all other moral
causes of unhappiness put together. In the prospects
opened by frugality, the wife and children have a principal
share:— they derive nothing but vexation and distress, from
the money spent at the Ginshop or the Alehouse. Compared
with the prodigal the hardest of misers is a man of virtue. —

In the "Outline of a plan of provision for the poor" as printed
in Young's Annals of Agriculture, among the collateral
uses there mentioned, as derivable from the system of
Industry-Houses there proposed, is that of their affording,
each of them to its neighbourhood, a Bank, for the reception
and improvement of the produce of frugality, on a small
scale, under the name of a Frugality Bank. In the plan
that was handed about of the then proposed Globe Insurance
Company, since established by Act of Parliament, among
the uses mentioned as proposed to be made of the Stock
of such Company, is that of carrying on the business
of such a Frugality Bank; with a reference to the suggestions
given in relation to it in the above papers.— Were

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Ch.XVI Moral Advantages

To the head of moral

advantages may be referred

two very distinct results:— prevention of improbity,
and promotion of frugality:— prevention of
improbity, by furnishing (as we shall see) a new
means or instrument of prevention: promotion of frugality,
by the offer of a new species of property, which, by
annexing an unprecedented remuneration to the exercise
of that virtue, operates at once as an incentive and as
a means.

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Identifier: | JB/002/669/001"JB/" can not be assigned to a declared number type with value 2.
Date_1		Marginal Summary Numbering
Box	002	Main Headings	Annuity Notes
Folio number	669	Info in main headings field	Ch. XVI Moral Advantages Circulating Annuities
Image	001	Titles	Ch. XVI Moral Advantages / Note
Category	Copy/fair copy sheet	Number of Pages	4
Recto/Verso	Recto"Recto" is not in the list (recto, verso) of allowed values for the "Rectoverso" property.	Page Numbering	D1 / / /
Penner		Watermarks	1798 AM 1798
Marginals		Paper Producer	Frances Wright
Corrections		Paper Produced in Year	1798
Notes public		ID Number	1408
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