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Petersburg April 11th MS1 17780.
How exceedingly do I wish now that you were here with me.
The usefull information & experience you would to have opportunities of acquiring,
are greater than you can conceive.
The same expence of Carriage & servants which I must necessarily
be at would serve you also. You would have nothing to buy
but cloaths. If you would make the same determination as
I have made and kept, never to play at cards &c a Capital
of 3 three thousand pounds would yield interest enough
to bear all our expences both together, except that
of Cloaths. I think there we might between us be able
to raise that Sum of our own. The thousand or perhaps
1400£ which my father might be disposed to advance
me. What you could raise upon your estate or
sell it for, and what my father might be kind
enough to advance you in lieu of his making
good the nut of the Malthouse, upon his taking
the Malthouse it into his own hands, might perhaps
make together amount to that Sum. If besides we have
either of us or both of us together any friends who would trust us with some
of their money upon our paying them the same or a
Little more interest than which they receive from for it at
present. We should be quite at our ease You are to understand that the manner of
makin putting the money out to interest here is much
more secure than of lending it to any person in trade.
and yet with the latter such security it is not uncommon for
friends to lend one another money. Another advantage
attending this methoding of putting money out is that the
money is more attainable at the end of every year
and the interest is taken for the year is taken out kept back of the
money before it is given and always paid advanse,
so that there would be no difficulty either in getting
the money back in case of its being wanted for
more advantageous purposes. neither would there be
any difficulties from the waiting till the interest
is due. The instant the money is presented at the
time of paying it you deduct the interest for the
year. I suppose you us not to be obliged to pay any
interest for these three thousand pounds, but supposing
it be necessary that so much cannot be mustered up without
paying 5pr Cent for a part of it then that part must
be doubled. for example if you can get but 3 two thousand without
interest than as you would have to pay interest for the rest,
two thousand more would be necessary instead of one. The interest
which one of the thousands would produce here would be sufficient
to pay the interest for both the thousands in England.
If any of our friends would lend us any money after that
at the rate of 5pr C t we should gain the other 5 clear.
Instead of your being the poorer at your return you would be
just twice as rich. I mentioned your raising money
(2
on your estate, but then for that you would have to pay
interest, but If you could sell it for a capital greater than
the rent of would furnish to take up at the rate of paying
5 pr Ct for, that is if you could sell it for more than
twenty years purchase you certainly would do best to
do so. You then would be no longer plagued with bad
tenants or repairs but would have twice the rent, and
I don't suppose you have any other use from an Estate but
the money it produces.
It was I do assure you your own particular interest and
advancement and in England too that first makes me wish
you were here, and not any consideration of the use you
would be of to me. not but what had I the myself latter only
in view and with respect to yourself it was a matter of
indifference I do think if you had but all so an idea
of all the considerations which determine me you would
not hesitate at coming. I have considered as far
as I was able to consider how this excursion would affect
your works. First I hope that by the time this reaches
you Code will be finished: that is written. As to its
being published I should very much y wish that you
could make your journey here first and neither publish
that or Punishments till your return. In this case
you would send Code to Bern written & not in print.
You certainly will find some things to alter in it which will
make it much more esteemed. You want nothing but a
little travelling to perfect you but that I am well persuaded
you do want. I have been more & more sensible of this
from every incident which has happened to me since I left
England; but have never ventured to insist so much
upon it till now that this means of making or rather
encreasing money gives me hopes of the practicability
of it. Don't you think nor I hope my Father wont
think that I have in view your settling here, no, there
is no employment here which is good enough for you.
Your disposition must be quite changed or you could never
suceede here in your way if you wished it ever so much.
No country is like England for you, but at the same time
it is not there that you can perfect yourself, it is here
better than any where: besides that our being together alone
will ensure procure the means. You will surprized perhaps at my
taking upon me to judge for you and in as peremptory a
manner, this over and above the persuasion I have of the
expediency of what I advise, it may procede in some measure
from my being applied to on some occasions here as a
kind of oracle.
As the advantages I have acquired have
in most respects very much exceded my expectations, as have
my expences. The amount of my letter of credit is very
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Identifier: | JB/539/031/001 "JB/" can not be assigned to a declared number type with value 539.
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1780-04-12 |
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539 |
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031 |
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001 |
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Correspondence |
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Samuel Bentham |
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